Commercial Property Insurance

Protect your business assets with tailored coverage that safeguards your property from unforeseen events, ensuring continuity and peace of mind

Recovering With Confidence

From natural disasters to theft and fire, you never know what destructive events your business may have to face. That’s why we recommend taking out commercial property insurance. This kind of insurance plays a massive role in the recovery of your business and could make all the difference after an unexpected loss. Here at Insurance Advisernet Australia, We have offices in TareeDungog and the Hunter Valley and assist clients throughout the Mid North Coast and Hunter Valley.

Commercial property insurance is one of the best investments you can make for your business. A comprehensive policy can allow you to replace your entire building and its contents, using current prices, in the event of a natural disaster, theft or fire. Your plan will take into account the value of the building and an inventory of the physical assets. Our advisers will work with you to tailor your insurance plan, making sure it accurately reflects the value of your assets, from the building itself, through to equipment, stock and even income compensation. 

It’s important to make sure you’re with an insurer that has the right coverage for your needs. With so many options on the market – and many different providers to choose from – it can be difficult to understand the ins and outs of each policy and make sure you’re getting a good deal. That’s where our insurance professionals come in. We have the industry knowledge to recommend an insurance plan that works in your best interests. And what’s more, we recommend providers who we know and trust; providers who will treat you fairly should you need to make a claim.

What Is Commercial Property Insurance?

Financial damage induced by incidents has been the culprit behind many sinking businesses. But the good news is, investing in commercial property insurance can help your venture to stay afloat. Our team at Insurance Advisernet Australia is committed to providing rock-solid advice and helping our clients to find policies that suit their individual needs.

We offer a range of commercial property insurance plans, covering some or all of the following:

Some policies also include business interruption compensation to ensure you’re covered as you rebuild. Other policies will include public liability insurance. Commercial property insurance typically does not provide coverage against the losses resulting due to tenants, but landlords’ insurance is available.

What About Tenant Damage?

Commercial property insurance typically does not cover damage to your rental property caused by the tenants. For example, you would not be covered in the event of loss due to rent defaults. For protection in this scenario, consider taking out landlord insurance.

If your rental property is a unit, building insurance is often paid from your strata levies. Check with the body corporate to find out if this is the case. Of course, our friendly team are happy to answer any questions regarding insurance and help you find the right plan to suit your situation.